Small Business Loans in Bakersfield, CA (2026)

state

$50,000

CalCAP ADA Financing Program

Apply for the CalCAP ADA Financing Program to get funding and support for your business.

state

$5,000,000

CalCAP Collateral Support Program

Apply for the CalCAP Collateral Support Program to get funding and support for your business.

state

$250,000

CalCAP Seismic Safety Financing Program

Apply for the CalCAP Seismic Safety Financing Program to get funding and support for your business.

state

$5,000,000

California Capital Access Program (CalCAP)

Apply for the California Capital Access Program (CalCAP) to get funding and support for your business.

state

Amount Varies

California Capital Access Program (CalCAP) for Small Business

Apply for the California Capital Access Program (CalCAP) for Small Business to get funding and support for your business.

state

Amount Varies

California Collateral Support Program

Apply for the California Collateral Support Program to get funding and support for your business.

stateLow-Income

$100,000

California Rebuilding Fund

Apply for the California Rebuilding Fund to get funding and support for your business.

state

Amount Varies

California Small Business Loan Guarantee Program (SBLGP)

Apply for the California Small Business Loan Guarantee Program (SBLGP) to get funding and support for your business.

stateDisadvantaged Business Enterprise (DBE)

$20,000,000

California State Small Business Credit Initiative (SSBCI) Collateral Support Program

Apply for the California State Small Business Credit Initiative (SSBCI) Collateral Support Program to get funding and support for your business.

stateDisadvantaged Business Enterprise (DBE)

$20,000,000

California State Small Business Credit Initiative (SSBCI) Loan Guarantee Program

Apply for the California State Small Business Credit Initiative (SSBCI) Loan Guarantee Program to get funding and support for your business.

localLow-Income

Amount Varies

City of Bakersfield CDBG Microenterprise Loan Program

Apply for the City of Bakersfield CDBG Microenterprise Loan Program to get funding and support for your business.

localLow-Income

Amount Varies

City of Bakersfield CDBG Small Business Loan Program

Apply for the City of Bakersfield CDBG Small Business Loan Program to get funding and support for your business.

localLow-Income

$50,000

City of Bakersfield Micro-Enterprise Loan Program

Apply for the City of Bakersfield Micro-Enterprise Loan Program to get funding and support for your business.

local

Amount Varies

City of Bakersfield Revolving Loan Fund (RLF)

Apply for the City of Bakersfield Revolving Loan Fund (RLF) to get funding and support for your business.

localLow-Income

$50,000

Community Action Partnership of Kern (CAPK) Microloan Program

Apply for the Community Action Partnership of Kern (CAPK) Microloan Program to get funding and support for your business.

stateLow-Income

$10,000

IBank Jump Start Loan Program

Apply for the IBank Jump Start Loan Program to get funding and support for your business.

state

Amount Varies

IBank Small Business Loan Guarantee Program

Apply for the IBank Small Business Loan Guarantee Program to get funding and support for your business.

countyLow-Income

$50,000

Kern County Micro-Enterprise Loan Program

Apply for the Kern County Micro-Enterprise Loan Program to get funding and support for your business.

county

Amount Varies

Kern County Revolving Loan Fund

Apply for the Kern County Revolving Loan Fund to get funding and support for your business.

county

Amount Varies

Kern County Revolving Loan Fund (RLF)

Apply for the Kern County Revolving Loan Fund (RLF) to get funding and support for your business.

federal

$5,500,000

SBA 504 Certified Development Company Loan Program

Apply for the SBA 504 Certified Development Company Loan Program to get funding and support for your business.

federal

$5,500,000

SBA 504 Loan Program

Apply for the SBA 504 Loan Program to get funding and support for your business.

federal

$5,000,000

SBA 7(a) Loan Program

Apply for the SBA 7(a) Loan Program to get funding and support for your business.

federalLow-Income

$350,000

SBA Community Advantage Loan

Apply for the SBA Community Advantage Loan to get funding and support for your business.

federalDisadvantaged Business Enterprise (DBE)

$350,000

SBA Community Advantage Loan Program

Apply for the SBA Community Advantage Loan Program to get funding and support for your business.

federal

$500,000

SBA Export Express Loan Program

Apply for the SBA Export Express Loan Program to get funding and support for your business.

federal

$5,000,000

SBA Export Loan Programs (Export Express, Export Working Capital)

Apply for the SBA Export Loan Programs (Export Express, Export Working Capital) to get funding and support for your business.

federal

$5,000,000

SBA Export Working Capital Program (EWCP)

Apply for the SBA Export Working Capital Program (EWCP) to get funding and support for your business.

federal

$5,000,000

SBA International Trade Loan Program

Apply for the SBA International Trade Loan Program to get funding and support for your business.

federal

$50,000

SBA Microloan Program

Apply for the SBA Microloan Program to get funding and support for your business.

federalVeteran-Owned

$2,000,000

SBA Military Reservist Economic Injury Disaster Loan (MREIDL)

Apply for the SBA Military Reservist Economic Injury Disaster Loan (MREIDL) to get funding and support for your business.

county

$50,000

Valley Small Business Development Corporation Kern County Microloan Program

Apply for the Valley Small Business Development Corporation Kern County Microloan Program to get funding and support for your business.